[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ivachnova.sk\/myslite-na-svoj-dochodok\/#Article","mainEntityOfPage":"https:\/\/www.ivachnova.sk\/myslite-na-svoj-dochodok\/","headline":"Mysl\u00edte na svoj d\u00f4chodok?","name":"Mysl\u00edte na svoj d\u00f4chodok?","description":"Ak\u00fd je v\u00e1\u0161 n\u00e1zor na d\u00f4chodok? D\u00f4chodok a d\u00f4chodkov\u00fd syst\u00e9m je ve\u013emi bo\u013eav\u00e1 t\u00e9ma mnoh\u00fdch \u013eud\u00ed. Taktie\u017e hor\u00faca t\u00e9ma v politike v na\u0161ich soci\u00e1lnych \u0161t\u00e1toch.","datePublished":"2018-12-25","dateModified":"2018-12-25","author":{"@type":"Person","@id":"https:\/\/www.ivachnova.sk\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.ivachnova.sk\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/11f8c6ff4d174e1ebef1d6401491d0892ff6534e7a3312fbf752a8f90a4375cd?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/11f8c6ff4d174e1ebef1d6401491d0892ff6534e7a3312fbf752a8f90a4375cd?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ivachnova.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ivachnova.sk\/wp-content\/uploads\/img_a297430_w16747_t1551109942.jpg","url":"https:\/\/www.ivachnova.sk\/wp-content\/uploads\/img_a297430_w16747_t1551109942.jpg","height":0,"width":0},"url":"https:\/\/www.ivachnova.sk\/myslite-na-svoj-dochodok\/","wordCount":488,"articleBody":"Ak\u00fd je v\u00e1\u0161 n\u00e1zor na d\u00f4chodok? D\u00f4chodok a d\u00f4chodkov\u00fd syst\u00e9m je ve\u013emi bo\u013eav\u00e1 t\u00e9ma mnoh\u00fdch \u013eud\u00ed. Taktie\u017e hor\u00faca t\u00e9ma v politike v na\u0161ich soci\u00e1lnych \u0161t\u00e1toch. Neust\u00e1le zvy\u0161uj\u00faci sa d\u00f4chodkov\u00fd vek, teda vek, kedy m\u00e1te n\u00e1rok nast\u00fapi\u0165 na d\u00f4chodok, symbolicky zvy\u0161uj\u00face sa sumy d\u00f4chodkov.\t\u010co rob\u00edte pre svoj d\u00f4chodok vy?\u010co sa d\u00e1 robi\u0165 pre n\u00e1\u0161 d\u00f4chodok? D\u00f4chodkov\u00fd syst\u00e9m ako tak\u00fd riadi predsa \u0161t\u00e1t. No, je to pravda. Av\u0161ak my sa nemus\u00edme spolieha\u0165 len na \u0161t\u00e1tom regulovan\u00fd d\u00f4chodkov\u00fd syst\u00e9m. Popravde, boli by sme trochu hl\u00fapi, keby sme sa spoliehali len na \u0161t\u00e1tne d\u00f4chodky. Napriek tomu mnoho \u013eud\u00ed nerie\u0161i t\u00fato aktu\u00e1lnu situ\u00e1ciu, pok\u00fdm ich vek nedosiahne aspo\u0148 55 rokov \u017eivota. A to u\u017e je zv\u00e4\u010d\u0161a neskoro za\u010da\u0165 rie\u0161i\u0165 nejak\u00e9 d\u00f4chodkov\u00e9 sporenia.\tSna\u017ete sa by\u0165 \u010do najmenej nezamestnan\u00edVe\u013ek\u00fa \u00falohu pri v\u00fd\u0161ke d\u00f4chodku zohr\u00e1va pr\u00e1ve po\u010det odpracovan\u00fdch rokov. Preto sa sna\u017ete v\u017edy aspo\u0148 nejak\u00fdm sp\u00f4sobom by\u0165 zamestnan\u00ed a odv\u00e1dza\u0165 soci\u00e1lne odvody do d\u00f4chodku. Aspo\u0148 v pr\u00edpade, pokia\u013e chcete vyu\u017e\u00edva\u0165 \u0161t\u00e1tny syst\u00e9m d\u00f4chodku. V pr\u00edpade, \u017ee patr\u00edte medzi \u013eud\u00ed, ktor\u00ed si rad\u0161ej \u0161etria sami, sk\u00faste to touto cestou.\tS\u00fakromn\u00e9 d\u00f4chodkov\u00e9 sporeniaPokia\u013e si za\u010dnete u\u017e od mlad\u00e9ho veku pravidelne odklada\u0165 a v niektor\u00fdch garantovan\u00fdch produktoch s dlhodobou v\u00edziou pozvo\u013ena a opatrne \u0161etri\u0165 svoje financie, je ve\u013ek\u00e1 pravdepodobnos\u0165 \u017ee v \u010dase, ke\u010f sa budete odobera\u0165 na d\u00f4chodok, budete ma\u0165 nasporen\u00fa celkom slu\u0161n\u00fa \u010diastku financi\u00ed. Tento pr\u00edstup v\u0161ak vy\u017eaduje zodpovednos\u0165, prezieravos\u0165 a hlavne predpoklad\u00e1, \u017ee budete ma\u0165 pr\u00edjem, z ktor\u00e9ho si budete m\u00f4c\u0165 dovoli\u0165 odklada\u0165 peniaze na d\u00f4chodok.\tD\u00f4chodok nerie\u0161im, pl\u00e1nujem pracova\u0165 na d\u00f4chodku.Aj tak\u00fdchto \u013eud\u00ed m\u00f4\u017eeme n\u00e1js\u0165 v dne\u0161nej dobe. S\u00fa to \u013eudia, ktor\u00ed poh\u0155daj\u00fa d\u00f4chodkom ako tak\u00fdm. Maj\u00fa n\u00e1zor, \u017ee \u010dlovek m\u00f4\u017ee pracova\u0165 do konca svojho \u017eivota. Samozrejme, t\u00edto \u013eudia v\u00e4\u010d\u0161inou spadaj\u00fa do kateg\u00f3rie podnikate\u013eov a \u013eud\u00ed, ktor\u00ed svoj biznis myslia v\u00e1\u017ene a je s\u00fa\u010das\u0165ou a zmyslom ich \u017eivota. Tak\u00edto \u013eudia naozaj nepotrebuj\u00fa odch\u00e1dza\u0165 do d\u00f4chodku. Pre\u010do by i\u0161li? Ve\u010f robia to, \u010do ich bav\u00ed a nepl\u00e1nuj\u00fa s t\u00fdm presta\u0165.D\u00f4chodok je vo svojej podstate popravde \u00fatek od t\u00fdch nepr\u00edjemn\u00fdch nevyhnutn\u00fdch povinnost\u00ed, ktor\u00e9 \u013eudstvo udr\u017euje pri \u017eivote. \u010clovek, ktor\u00fd cel\u00fd \u017eivot mak\u00e1 v pr\u00e1ci, ktor\u00fa nezn\u00e1\u0161a, sa naozaj u\u017e v tridsiatke te\u0161\u00ed na svoj d\u00f4chodok. Ot\u00e1zka ale znie: je tak\u00fdto \u017eivot ozajstn\u00fd?                                                                                                                                                                                                                                                                                                                                                                                        4.2\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Mysl\u00edte na svoj d\u00f4chodok?","item":"https:\/\/www.ivachnova.sk\/myslite-na-svoj-dochodok\/#breadcrumbitem"}]}]